With over 30 years of experience navigating the dynamic financial landscape, I am your seasoned guide through the world of mortgages. Whether you're a first-time homebuyer, upgrading, investing, or crafting your dream home, I tailor loan options to suit your unique financial needs, including construction and lot loans. My commitment goes beyond the transaction – I prioritize educating clients and maintaining transparent communication. Working alongside our in-house processing, underwriting, and closing team, I ensure an efficient and seamless borrowing experience. Having called Virginia home since 1983, my local expertise is complemented by the ability to service clients across all 50 states.