FHA Loan
- Down Payments from 3.5%
- Streamline Refinance*
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VA Loan**
- For Eligible Veterans and Active Duty Personnel
- No Down Payment Required
- No Monthly Mortgage Insurance Premiums
- Streamline Refinance*
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Conventional Conforming Fixed Rate Mortgage
- No Mortgage Insurance Required with Down Payments greater than 20%
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Adjustable Rate Mortgage (ARM)***
- Initial Fixed Rate Period
- Lower Starting Interest Rate
- Potentially Higher Payments
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Non-Conforming Loans
- Loan Amount Above the standard Fannie Mae/ Freddie Mac Loan Limits
- Non-traditional Lending Guidelines
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* Refinance or for Home Improvements. May not need new appraisal.
** Qualification based on Military Service, certain conditions may apply.
*** ARM - Interest rate and payments may move up or down, possibly with caps, after a fixed term of 1,3,5,7 or 10 years. |