Let's start your homebuying journey today!
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Kristy Grams
SENIOR LOAN OFFICER
NMLS 302452
NMLS 302452
C: 301.676.5352
Let's start your homebuying journey today!
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Kristy Grams
SENIOR LOAN OFFICER
C: 301.676.5352
NMLS 302452
NMLS 302452
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MY FAMILY
MY TEAM
MY COMMUNITY
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MY FAMILY
MY TEAM
MY COMMUNITY
Kristy has been helping myself and my family with loans for years now. Her communication is unmatched, her diligences and knowledge in her field again UNMATCHED. If anybody were to ask for a loan officer Kristy will be passed along every time. No matter the obstacle or hiccup she's very calm and always finds a solution! - Tanner
Let's start your homebuying journey today!
Kristy Grams
SENIOR LOAN OFFICER
NMLS 302452
C: 301.676.5352
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
NMLS 302452